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Visit my blog for home buying and selling advice you need to know about!

I cover a variety of important real estate topics - here's a sample below:

Don't be fooled by these real estate myths!

When it comes to home pricing, there are several myths I’d like to talk about!

 

  1. Myth: Set the List Price Above Comparables to Build in Bargaining Room
  2. Myth: Setting a Low Price Means You’ll Make Less Money
  3. Myth: The Highest Price Is Always the Best Offer
  4. Myth: Winter Is a Bad Time to Sell

 

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You really should know your CC&Rs (and no, we're not talking about the ‘70s rock band)

There are so many details when looking for a home … your needs, wants and MUST HAVES! When I work with clients, I’m extremely careful to thoroughly research the “Rules of the Neighborhood”--the Homeowners’ Association (HOA) Declaration of Covenants, Conditions and Restrictions - CC&Rs. I take the time to go over the small print with my clients so there aren’t any surprises. 
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“What do you mean, I can’t have a pig for a pet??!” (Sus scrofa domesticus)

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Why you need to be skeptical of online (and out-of-state) lenders... 

I’ve seen oversights by lenders ruin closings!

When asked about mortgage lenders, I’m always cautious and avoid recommending online services and out-of-state brokers because I’ve seen closings fall through at the last minute. For most clients, meeting their timeline and getting to the closing date smoothly is critical.
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These top 5 mortgage mistakes can be stressful deal-breakers!

Many of my clients are going through the pre-approval process right now, and I always advise them to BE PREPARED! I’ve seen way too many first-time buyers struggle to gather all the paperwork necessary to get a loan or have their hopes dashed if they don’t qualify.

CLICK to learn how to avoid mortgage mistakes

Click HEREto learn what to prepare for a loan application

Don't fall into the Zillow Pricing Trap!

I’ve encountered A LOT of home sellers who are greatly disappointed when they realize their Zillow Zestimate is way off base. According to economist trained real estate guru John Wake, of Real Estate Decoded:

“I applied their median error of 6.1% to Zillow’s own estimate of the median sale price in the U.S. of $229,737 and got a typical error of $14,000. You don’t know if it’s $14,000 too high or $14,000 too low. And it gets worse because HALF the time ZillowZestimates are off by MORE than $14,000, sometimes a LOT more than $14,000. For home buyers and sellers, the estimates are so inaccurate, they’re unusable for pricinghomes.”

 

This is a HUGE margin of error!  

 

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Top 10 mortgage tips for potential buyers

Home buyers need to do a lot of homework! When I work with new buyers, I always suggest they prepare EVERYTHING needed for a mortgage lender, so they can get their pre-approval letter quickly! Learn more HERE in my newsletter! Questions? Let’s talk! 901-674-0954

Real estate is a lot like a major theater production

There are so many players involved! If you’ve attended the theater and seen a play where the lighting is off, or the actors miss their cues or the music is not timed perfectly, it’s just a mess. You cringe watching it all fall apart. Just trying your best and hoping it all works out is not enough in front of a live audience and it’s certainly not enough when it comes to one of the biggest financial decisions of your life. Theater work and real estate both take expert planning, timing and practice to make it all come together perfectly. Consider all the players and action!

Coordinating Possession

Moving Companies

Utilities

Inspectors

Bankers - Loan Officers

Repair and service work

It’s not easy making it LOOK easy, but when it works, there’s nothing more rewarding!  When the curtain falls, and the actors come out to applause and have tears of joy, that’s what I feel like at each closing. My clients and I are in this “big production” together, it’s one of the biggest moments of their lives. We’ve worked so hard on the journey to get to closing and it’s a huge moment! 

In all my experience, one closing stands out as the EPIC CLOSING OF ALL TIME. For me, that involved an amazing and complicated succession of events to make the timing work out (4 clients + 4 agents + 4 real estate companies = 1 momentous closing date!)

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Maximizing the selling price of your home:

When it comes to listing your home for sale, it's critical to get the MOST out of your investment dollars. The best way to do that is selecting an agent with a high level of experience in negotiating to maximize the value of your home sale. Leveraging an agent's connections, unique knowledge, and track record of success will earn you a successful, smooth closing. The second way to boost your home’s value is by making smart home improvement choices. Whether you plan to list your home next month or next year, it’s wise to map out the best plan for getting it ready for market (and pick the best real estate sherpa for the journey!)

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What you need to know about property condition disclosure & home inspections:

If you’re thinking about listing a home or buying a home, disclosure is more complicated and important than you may think. If buyers find unexpected problems, costly lawsuits could haunt a home sale years after closing.
There are so many critical questions you need to answer when listing a home. Have claims been filed? One of the biggest issues is water damage. If there’s been water intrusion and no mention of it in the seller’s disclosure, that’s a big problem!

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5 ways to avoid a closing fiasco!

Don’t go shopping for new furniture YET…

Many people think they’re in for smooth sailing once they’ve been approved by a mortgage lender. If you have the pre-approval letter in hand, keep in mind, you still need to focus on smart spending until closing is complete and you have your house key in hand!

Don’t start buying the new furniture for the house before closing! The lender will run ANOTHER credit check just before closing. 

Advice for homebuyers applying for mortgages:

1. Don't be late. 

2. Don't add to any existing credit card balances.

3. Don't apply for any new credit accounts.

4. Don't close unused accounts.

5. Don't dispute anything on your credit report.

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Visit my blog for more home buying and selling advice you need to know about!

Let's stay in touch! To receive a weekly email with my best insights into our community, and buying and selling homes, click HERE to sign up!